Self Employed Borrower

Our Self Employed Borrower program offers flexible qualification options for entrepreneurs and business owners, making it easier to secure a mortgage based on your business income.

Overview

This program is designed for self-employed individuals, allowing you to qualify based on your tax returns or business bank statements. It’s perfect for those who have a stable business income but may not have traditional employment documentation.

Additional Details

Qualification Options: Based on Tax Return income or 12 months of business bank statements

Bank Statement Qualification: Minimum 680 credit score

Down Payment: Minimum 10% required

Maximum DTI: Up to 55%

Employment Requirement: Minimum 2 years of self-employment